strategic and operational significance of the credit card for commercial banks
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strategic and operational significance of the credit card for commercial banks by Donald M. T. Gibson

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Published by Federal Reserve Bank of Boston in Boston .
Written in English

Subjects:

  • Credit cards.,
  • Bank loans.

Book details:

Edition Notes

Other titlesStudy of the strategic and operational significance of the credit card for commercial banks
StatementDonald M. T. Gibson.
SeriesResearch report to the Federal Reserve Bank of Boston ; no. 42, Research report (Federal Reserve Bank of Boston) -- no. 42.
ContributionsFederal Reserve Bank of Boston.
The Physical Object
Paginationviii, 353 p. ;
Number of Pages353
ID Numbers
Open LibraryOL16556616M

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Keywords: credit risk, banking globalization, multinational banks, European banking system, banking concentration. JEL Classification: M10, G 21, G 1. Requirements and Options The competitiveness of the banks today has its origin in the strategies they adopt and apply, strategies in which risk management plays a key role. Credit Card Associations - Organizations those license Card Issuers to issue Credit Cards under their trademark, e.g. Visa and Master Card, and provide settlement services for their members (i.e. Card Issuers and Merchant Acquirers). 4. A Credit Card: The term “Credit Card” generally means a plastic card issued by Scheduled Commercial BanksFile Size: 41KB. commercial banks. The policy implication is that any meaningful profitability of the commercial banks in Nigeria must ensure proper institution and comprehensive execution of the strategic planning processes by the various managers of the selected commercial banks. Keywords: Strategic Planning, Performance, Commercial Banks, by: 1. For individuals, credit cards are an important part of everyday life. Whether purchasing gas and groceries or reserving a hotel and rental car for an upcoming vacation, credit cards represent a convenient and secure form of payment for consumers. Benefits ranging from damage protection on purchases to the ease of disputing suspicious charges or fraudulent activity make credit .

Using account-level credit card data from six major commercial banks from January to December , we apply machine-learning techniques to combined consumer tradeline, credit bureau, and macroeconomic variables to predict delinquency. In addition to providing accurate measures of loss probabilities and credit risk, our models can also be Cited by:   Even as banks see their profits recover, a survey shows credit card losses continue to plague the industry. In its latest Quarterly Banking Profile, the Federal Deposit Insurance Corporation reported that the first three months of produced net income of $ billion, the largest net profit for U.S. banks in four quarters. Master's Thesis from the year in the subject Business economics - Investment and Finance, grade: B, Methodist University College Ghana, language: English, abstract: This study focused on the challenges of Credit Risk Management in Ghanaian Commercial Banks with the searchlight on the operations of Barclays Bank Ghana (BBG), Ghana Commercial Bank (GCB), Zenith Bank Author: Michael Nyarko-Baasi.   The Importance of Credit Risk Management in Banking Banking operations come with the factor of risk; it’s inevitable. In the simplest way possible, risk is an uncertainty of a situation or event that may happen in the future and for banks, it’s the uncertainty of an outcome of business investments.